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Houston’s roads are some of the busiest in the country. With sprawling highways like Interstate 10, U.S. Highway 59, and the 610 Loop, millions of drivers navigate these routes every day. Whether commuting to work, running errands, or transporting goods, drivers face congested traffic, impatient motorists, and frequent construction zones. Unfortunately, these conditions contribute to a high number of accidents, leaving victims with devastating injuries and financial burdens.
At Johnson Garcia, we bring more than 35 years of experience handling personal injury and car accident cases across Texas. Based in Houston, we understand the unique challenges that come with navigating the city’s roads and legal system. Our team is prepared to handle the full scope of your case, from investigation to litigation. If the other side refuses to negotiate fairly, we will not hesitate to file a lawsuit and take your case to trial. You deserve representation that is both aggressive and compassionate — and that is exactly what Johnson Garcia offers to every client.
Houston’s growing population and extensive network of highways contribute to a wide range of traffic accidents. Understanding the most common causes of car accidents in Houston is critical for victims seeking compensation and accountability.
Distracted driving is one of the leading causes of car accidents in Houston. Whether drivers are texting, scrolling through social media, or adjusting their GPS, taking their eyes off the road for even a second can result in a collision. Houston’s heavy traffic and sudden stop-and-go conditions make distractions especially dangerous. Drivers must remain fully focused, but many fail to do so, leading to accidents that could have been prevented.
Houston’s highways are often congested, but open stretches of road can tempt drivers to speed. Speeding reduces a driver’s ability to react to sudden changes in traffic conditions. On highways like I-10 and the Sam Houston Tollway, excessive speed frequently contributes to multi-vehicle collisions. Speeding also increases the severity of injuries, as higher impact forces cause greater harm to the vehicle occupants involved.
Despite strict enforcement and public safety campaigns, intoxicated driving continues to be a major cause of car accidents in Houston. Drivers under the influence of alcohol or drugs have impaired judgment and slower reaction times. Whether it is a late-night crash on Westheimer or a holiday accident on Memorial Drive, impaired drivers pose a serious threat to everyone on the road.
Houston’s large commuter population and long work hours often lead to driver fatigue. Fatigued drivers have difficulty staying alert and may drift between lanes or miss traffic signals. Shift workers and long-haul drivers are particularly susceptible. Fatigued driving is just as dangerous as drunk driving, yet many motorists underestimate the risks.
Houston’s traffic congestion can provoke frustration and aggressive driving behavior. Tailgating, sudden lane changes without signaling, and cutting off other drivers are all signs of aggressive driving. In severe cases, road rage incidents escalate into collisions. Aggressive drivers often make reckless decisions that endanger not only themselves but also every motorist sharing the road.
With Houston’s continuous growth comes constant construction. These zones are marked by uneven road surfaces, shifting lanes, and temporary signage that can confuse even the most experienced drivers. Accidents often occur when drivers fail to adjust their speed or fail to pay attention to rapidly changing road conditions. Additionally, potholes, debris, and poorly maintained streets present ongoing hazards across Houston’s roadways.
Houston’s weather is unpredictable, with sudden downpours and thunderstorms creating hazardous driving conditions. Heavy rain reduces visibility and makes roads slick, increasing the likelihood of hydroplaning and losing control of the vehicle. Drivers who fail to adjust their speed or maintain a safe distance during bad weather contribute to many accidents in the region.
Determining liability is one of the most critical steps in any car accident case. Under Texas law, understanding negligence and identifying all responsible parties can make the difference between a successful claim and leaving compensation on the table.
Negligence occurs when a person fails to exercise reasonable care, resulting in harm to others. In the context of a car accident, this can include actions such as running a red light, texting while driving, or failing to yield. Proving negligence involves showing that the other driver owed a duty of care, breached that duty, and caused your injuries as a result.
Texas follows a modified comparative negligence rule. This means you can still recover compensation if you are partially at fault — as long as you are not more than 50 percent responsible. However, any compensation awarded will be reduced in proportion to your level of fault. For example, if you are found to be 25 percent responsible for the accident, your recovery will be reduced by 25 percent. Because of this, it is critical to have experienced legal representation that can help protect your claim from unfair blame.
Accidents involving delivery trucks, tractor trailers, and other commercial vehicles often involve multiple layers of liability. Employers can be held accountable if they failed to train their drivers properly, allowed unsafe vehicles on the road, or pressured drivers to meet unrealistic deadlines. In these cases, trucking companies and other commercial operators may be liable for both the driver’s negligence and their own corporate misconduct.
Defective vehicle parts can turn minor incidents into catastrophic accidents. Faulty brake systems, defective tires, and malfunctioning airbags can all lead to serious injuries. When these defects contribute to a crash, the manufacturer or parts supplier may be liable through a product liability claim. These cases often require the involvement of engineering experts and thorough investigation to prove design or manufacturing flaws.
Local and state government agencies are responsible for maintaining safe roads. When poor road design, unmarked hazards, or lack of proper signage contribute to an accident, the responsible government entity may be held liable. Claims against government agencies are governed by strict procedures and deadlines, making it essential to act quickly with the help of an experienced attorney.
Many car accidents in Houston involve multiple vehicles and parties. Chain-reaction collisions, construction zone accidents, and crashes involving commercial and personal vehicles can quickly become complex. In these cases, more than one party may share responsibility, and it requires detailed investigation and accident reconstruction to identify each liable party. At Johnson Garcia, we conduct comprehensive investigations and pursue claims against all responsible entities to help ensure our clients receive full compensation.
Car accidents in Houston can lead to severe injuries that impact every aspect of a victim’s life. From physical pain to emotional trauma, the effects can last long after the accident itself. Understanding the types of injuries that frequently result from car accidents can help you recognize the importance of both medical care and legal representation.
Traumatic brain injuries (TBIs) are among the most serious outcomes of car accidents. Sudden impacts can cause the brain to strike the inside of the skull, leading to concussions, brain bleeds, and long-term cognitive impairments. Symptoms may include headaches, confusion, memory loss, and difficulty concentrating. In severe cases, TBIs can result in permanent disability and require lifelong care.
High-speed collisions and rollover accidents often result in spinal cord injuries. Damage to the spinal cord can cause partial or complete paralysis, drastically altering a person’s ability to work, move independently, or enjoy daily life. These injuries often require surgeries, rehabilitation, and adaptive equipment, with long-term financial and emotional consequences.
Fractured bones are common in car accidents, particularly in the arms, legs, ribs, and collarbone. Some fractures heal with casting and rest, but more severe breaks can require surgical intervention and physical therapy. Compound fractures or shattered bones may lead to long-term pain, loss of function, and the inability to return to previous employment or activities.
Internal injuries are often hidden and can quickly become life-threatening. The force of a collision can cause damage to internal organs or lead to internal bleeding. These injuries may not be immediately apparent but require urgent medical attention. Failure to diagnose and treat internal injuries can result in severe complications or even death.
Soft tissue injuries, including muscle strains, ligament tears, and whiplash, are especially common in rear-end collisions. While some may consider these minor injuries, they can lead to chronic pain and limited mobility. Whiplash, in particular, can cause neck stiffness, headaches, and long-term discomfort that interfere with daily life.
Car accidents leave more than physical scars. Many victims suffer from emotional trauma, anxiety, depression, and post-traumatic stress disorder (PTSD). The psychological impact of an accident can affect relationships, job performance, and overall quality of life. Counseling and mental health support are often necessary for full recovery, and these needs should be accounted for in any legal claim.
Car accidents in Houston often leave victims with significant financial, physical, and emotional burdens. Understanding the types of compensation available is essential to ensure that you pursue a claim that covers the full scope of your losses. In Texas, compensation typically falls into three main categories: economic damages, non-economic damages, and punitive damages. In tragic cases where a loved one is lost, wrongful death damages may also be available to surviving family members.
Economic damages are intended to reimburse victims for their direct, out-of-pocket expenses following a car accident. The most significant portion of these damages typically comes from medical expenses. This can include costs for emergency care, hospital stays, surgeries, physical therapy, prescription medications, and any necessary medical equipment. Victims may also recover compensation for future medical care if their injuries require ongoing treatment or rehabilitation.
Lost wages are another key component of economic damages. If your injuries prevent you from working for days, weeks, or even longer, you can seek compensation for the income you lost during that time. Additionally, if your injuries have reduced your ability to earn income in the future, you may also recover damages for loss of earning capacity. This calculation considers your age, occupation, career prospects, and the extent of your disability.
While economic damages cover tangible losses, non-economic damages address the more personal and intangible impacts of an accident. Pain and suffering compensation is designed to reflect the physical pain, discomfort, and ongoing challenges caused by your injuries.
Emotional distress is another key element of non-economic damages. Anxiety, depression, and post-traumatic stress disorder are common among car accident victims and can significantly interfere with daily life. Compensation for emotional distress acknowledges the psychological toll of the accident.
Loss of enjoyment of life is also compensable. If your injuries prevent you from participating in activities you once loved — whether it be sports, hobbies, or spending quality time with family — you may be entitled to compensation for that loss.
In certain cases, punitive damages may be awarded to punish defendants for especially reckless or egregious conduct. In Texas, these damages are not automatically awarded and are only applicable when the at-fault party’s actions go beyond negligence to gross negligence or willful misconduct.
Examples may include accidents caused by drunk drivers or cases where a driver intentionally engaged in dangerous behavior. Punitive damages are meant to serve as both punishment and deterrence, discouraging others from engaging in similar conduct.
When a car accident results in the loss of life, surviving family members may pursue wrongful death damages. These damages can include funeral and burial expenses, lost income that the deceased would have provided, and compensation for the emotional pain and loss of companionship suffered by the family. Wrongful death claims are complex and deeply personal. At Johnson Garcia, we handle these cases with the compassion and dedication they deserve, always fighting to protect the interests of grieving families.
The moments following a car accident are often chaotic and stressful. However, taking the right steps can protect your safety, strengthen your legal claim, and ensure that you receive the compensation you deserve. Knowing what to do after a collision can make all the difference.
Your first priority after a car accident should always be safety. Move to a safe location if possible and check yourself and others for injuries. Call 911 to report the accident and request medical assistance. Even if you feel uninjured, it is essential to seek medical attention. Some injuries, such as concussions or internal bleeding, may not show symptoms right away but can become serious if left untreated.
If you are physically able, document the accident scene thoroughly. Take photographs of the vehicles involved, their positions on the road, visible damage, skid marks, road conditions, and any traffic signs or signals. Photographic evidence can be vital when establishing liability later. Additionally, make note of the time, date, and weather conditions at the time of the accident.
Collect contact information from all drivers involved, including names, addresses, phone numbers, driver’s license numbers, and insurance details. If there are witnesses, ask for their contact information as well. Witness statements can play a critical role in corroborating your account of the events, especially if the other driver disputes fault.
In Texas, you are required to report an accident to the police if it results in injury, death, or significant property damage. When law enforcement arrives, provide accurate and factual information, but avoid admitting fault or making speculative statements. The police report will serve as an official record of the incident and can be a powerful piece of evidence when filing an insurance claim or pursuing a lawsuit.
Promptly notify your insurance company about the accident. Provide basic details, but avoid giving a recorded statement or discussing fault until you have consulted with a car accident lawyer. Insurance adjusters often look for statements they can use to minimize or deny claims. Protecting your words and allowing your attorney to manage communications can help avoid potential pitfalls.
Before engaging in any settlement discussions with insurance companies, consult with an experienced Houston car accident lawyer. Early legal guidance can help protect your rights, ensure that all evidence is properly preserved, and prevent you from accepting a settlement that is far less than you deserve. At Johnson Garcia, we work quickly to investigate accidents, assess damages, and prepare strong cases for negotiation or trial. If the other side refuses to negotiate fairly, we are ready to file a lawsuit and fight for you in court.
Car accident cases are often misunderstood, and these misconceptions can prevent victims from taking the right steps to protect their rights and recover the compensation they deserve. At Johnson Garcia, we frequently address questions from clients who have heard myths or received misleading information.
Many accident victims believe that if the insurance company offers a settlement quickly, they do not need legal representation. However, these early offers are often far below the actual value of the claim. Insurance adjusters are trained to minimize payouts, not to look out for your best interests. Without an experienced lawyer to calculate the full extent of your damages and negotiate on your behalf, you may leave significant compensation on the table.
While Texas is an at-fault state, recovering compensation is rarely automatic. Insurance companies may dispute liability, reduce coverage based on comparative negligence, or challenge the severity of your injuries. The process can be complex and adversarial. Legal representation helps ensure that these tactics do not unfairly reduce your recovery.
Another common misconception is that lawsuits are only necessary in rare, extreme circumstances. In reality, lawsuits are sometimes the only way to hold the other side accountable when they refuse to negotiate fairly. At Johnson Garcia, we prepare every case with litigation in mind. If the other party will not make a reasonable settlement offer, we are ready to take the case to trial.
Some victims delay contacting a lawyer or filing a claim, believing they have plenty of time. In Texas, strict statutes of limitations apply to car accident claims. Waiting too long can result in lost evidence, diminished witness credibility, and, ultimately, the loss of your right to pursue compensation. Prompt action is critical.
Understanding these misconceptions — and avoiding the mistakes that stem from them — can make a significant difference in the outcome of your case. Remember, Johnson Garcia is here to guide you through the process and protect your rights every step of the way.
Car accident cases can be complex, involving multiple parties, disputed facts, and aggressive insurance companies that aim to minimize payouts. At Johnson Garcia, we understand that recovering from an accident is not just about physical healing but also about securing the compensation you need to move forward. With more than 35 years of experience handling personal injury and car accident cases, our Houston-based team is prepared to guide you through every step of the legal process.
Every successful case begins with a thorough investigation. While police reports and insurance records provide important information, they are rarely enough on their own. Our team conducts independent investigations to uncover every detail surrounding the accident. We visit accident scenes, obtain surveillance footage when available, review police documentation, and interview witnesses to ensure we have a complete understanding of what occurred.
In complex cases, expert testimony can make the difference between success and failure. We work with accident reconstruction specialists who can recreate the scene and provide insight into the causes of the crash. Additionally, we consult with medical experts who can speak to the severity of your injuries, the treatment required, and the long-term effects you may face. These expert opinions help strengthen your claim and provide clear evidence for negotiations or trial.
A proper claim requires a full accounting of all damages — both current and future. We work with financial experts and medical professionals to calculate not only immediate medical expenses and lost wages but also future care costs, reduced earning capacity, pain and suffering, and emotional distress. Our team carefully assesses each aspect of your losses to build a claim that reflects the true impact of the accident on your life.
Insurance companies often try to settle claims quickly and for as little money as possible. They may pressure victims into accepting offers that do not cover the full extent of their damages. At Johnson Garcia, we handle all communications with insurance companies on your behalf. We are experienced negotiators who understand their tactics and know how to counter them. Our goal is to secure a settlement that reflects the seriousness of your injuries and the challenges you face.
If the insurance company refuses to negotiate fairly, we do not hesitate to escalate the matter. Our team is prepared to file a lawsuit and take your case to trial if needed. We prepare every case as though it will go to court, gathering evidence, securing expert testimony, and building a compelling argument for the judge and jury. We are known for our aggressive trial advocacy and have successfully represented clients in courtrooms throughout Texas.
Throughout the process, we keep our clients informed. We explain legal timelines, help clients understand the steps involved, and prepare them for what to expect during negotiations and litigation. Our team is available to answer questions, provide updates, and guide you through what can be an overwhelming experience. At Johnson Garcia, you are never left in the dark. We are here to help you every step of the way.
Selecting the right law firm after a car accident is a decision that can significantly affect your recovery, both financially and emotionally. At Johnson Garcia, we stand apart from other firms by combining extensive experience, deep local knowledge, and a litigation-first approach that protects your interests at every stage.
With more than three decades of experience handling car accident cases, we bring a depth of knowledge and skill that only comes from years of advocacy. We understand the intricacies of Texas law and how to build strong cases that hold negligent parties accountable. Whether through negotiation or trial, we use every legal tool available to pursue the compensation our clients deserve.
Our firm is proudly based in Houston, giving us first-hand knowledge of the unique challenges that local drivers face. From the congestion of the Katy Freeway to the construction zones along Beltway 8, we understand the traffic risks that contribute to serious accidents in Houston. This local knowledge allows us to build cases that reflect real-world conditions and strengthens our ability to advocate for clients throughout the Greater Houston area.
While some firms may focus on quick settlements, we are always prepared to take cases to trial. If the other side is not negotiating fairly, we will not hesitate to file a lawsuit and present your case in court. Our trial experience and reputation for aggressive litigation often encourage opposing parties to settle on more favorable terms, but we never shy away from going to court when necessary.
We believe that financial concerns should never stand in the way of justice. That is why we work on a contingency fee basis. You pay nothing upfront, and our fees come only if we recover compensation for you. This arrangement allows you to focus on your recovery while we handle the legal complexities.
At Johnson Garcia, we treat every client as more than just a case number. We provide personalized service, regular updates, and clear communication throughout the legal process. Our team is always available to answer your questions and address your concerns, making sure you feel supported from start to finish.
If you have been injured in a car accident in Houston, you do not have to face the aftermath alone. Medical bills, lost wages, and emotional distress can quickly become overwhelming. Having an experienced legal team by your side can make all the difference in protecting your rights and securing the compensation you deserve.
Time is critical in car accident cases. Evidence can disappear, witnesses’ memories can fade, and deadlines can pass. Acting quickly allows us to build the strongest case possible on your behalf. At Johnson Garcia, we are ready to take immediate action, conduct a thorough investigation, and pursue justice for you and your family.
Call us today at 832-844-6700 or contact us online for a free consultation. Our experienced car accident lawyers are ready to fight for you, and if the other side refuses to negotiate fairly, we will not hesitate to take your case to trial. Let Johnson Garcia stand with you and help you move forward after your accident.
While there’s no legal requirement to get a lawyer after a car accident in Houston, there are many benefits of doing so.
Above all else, getting a car accident lawyer ensures that the insurance company doesn’t take advantage of you during a difficult time in your life. Your Houston car accident attorney will protect your legal rights as they negotiate aggressively with insurance companies to help ensure you receive all the compensation you may be entitled to after an accident.
Additionally, your car accident lawyer can answer all your questions and provide legal guidance, which allows you to focus more time on your physical recovery.
If you suffer any type of car accident injury, it’s best to consult with an experienced Houston car accident lawyer right away to learn more about your legal options for compensation. You may assume that your insurance policy will cover your injuries, treatment, and other damages, but there’s no guarantee of that happening.
It’s especially best to consult with an attorney immediately after an accident because according to the Texas Statute of Limitations, you only have two years to file a claim. While two years may sound like a long time, car accident claims are complicated processes that require sufficient time for investigation, negotiations, and taking your claim to court if necessary. Don’t delay.
While you may consider it a minor car accident, you could come to find that you suffered hidden or internal car accident injuries that are affecting your health and financial circumstances in several ways. Also keep in mind that some injuries have delayed symptoms that appear days, weeks, or even months later after the accident. The word “minor” means something different to everyone, so don’t take any chances with your health and future financial well-being. At the very least, take advantage of a free consultation with an experienced Houston car accident lawyer to learn more about your legal rights, the insurance claims process, and the steps you can take to obtain compensation for any damages.
Texas is an at-fault state so if another party caused your accident, it’s critical to consult with a knowledgeable Houston attorney as soon as possible to begin the legal compensation process. Don’t make the mistake of relying on your insurance company for guidance after a car accident. When you go at it alone, there’s a greater chance of making a mistake, such as agreeing to less compensation than what your case is worth.
You don’t want to leave any money on the table if you’re injured in a car accident in Houston. Luckily, there are many steps you can take to maximize your car accident settlement, starting with a consultation with an experienced Houston car accident attorney. Your attorney will review the details of your accident, allowing them to estimate the total value of all your damages and injuries resulting from the crash.
You can help your attorney estimate the total value of your case by maintaining all evidence of expenses and losses associated with your car accident. These include photographs of your injuries and property damage, records of doctors’ appointments, medical exams, medical bills, car repair and/or replacement costs, and lost income.
There are a variety of contributing factors that can impact the average settlement for a car accident in Houston.
Some of these include: insurance coverage limits, the severity of the accident and your injuries, proving liability, lost wages, out-of-pocket expenses, property damage, and the long-term impact of injuries on your life.
For example, if you suffer minor injuries in a car accident — such as a soft tissue injury — you shouldn’t expect to receive as much compensation as you would with major injuries, such as bleeding on the brain or paralysis.
From $10,000 on the low end to multi-million dollar settlements on the high end, consulting with an experienced Houston car accident attorney will help you better understand what to expect.
Insurance companies take many steps when determining settlement amounts for a car accident in Houston and Texas.
As a general rule of thumb, insurance companies take into consideration special damages and general damages in determining a first settlement offer. The more severe the accident and your injuries, the greater their settlement amount could be.
Of course, insurance companies aren’t as trustworthy as they want you to believe. They’re in the business of saving money, so don’t expect their first settlement offer to be fair.
Just remember: Even though the insurance company is responsible for making a settlement offer, you’re under no obligation to accept. You have the legal right to hire an experienced Houston car accident lawyer who can negotiate or take your case to court if you’re unable to reach common ground.
As tempting as it may be to accept the first settlement offer — as this allows you to put your case in the past — it’s not generally a good idea. And that’s especially true if you’ve yet to consult with an experienced Houston car accident attorney near me.
Insurance companies are known for making lowball offers in hopes that you accept and close your claim. Doing so allows them to save money, which is exactly what they want.
The only time you should accept the first settlement offer is if your attorney suggests that you do so. Otherwise, it’s best to have your attorney enter negotiations.
You’re under no obligation to accept a settlement offer from an insurance company.
If you reject the first settlement offer, your legal team of experienced Houston car accident lawyers will continue to negotiate with the insurance company in hopes of reaching a number that you consider more in line with the amount of your car accident injuries and damages.
Should these negotiations come up short, it may be time to file a Texas personal injury lawsuit. This allows you to take your case to court, where a jury and/or judge decides if you should receive compensation and how much.
Keep in mind that negotiations between your Houston car accident attorney and insurance company may continue, even after you file a lawsuit so you can still reach a settlement before going to trial.
Generally speaking, there are two ways that an insurance settlement is paid out: in a lump sum or as periodic payments, such as once per month or several times per year.
You may have a preference, so this is something to discuss with an experienced Houston car accident lawyer upfront. He/she will keep this in mind as they negotiate the terms and conditions of the settlement with the insurance company.
When it comes to communicating with an auto insurance adjuster, the best thing you can do is remain quiet and avoid discussing details about the accident or your injuries. Better still, rather than talking to the adjuster yourself, refer all correspondence to your Houston car accident lawyer.
Not only does this help you avoid saying the wrong things, but it also shows the insurance company that you’re serious about receiving all the compensation you may be entitled to.
If an auto insurance adjuster contacts you directly, politely decline to speak with them and/or give any recorded statements. Let them know that your attorney is handling all conversations on your behalf.
You hope that your car insurance rates won’t go up as a result of an accident in Houston, but it’s still possible this could happen.
This depends largely on factors such as your driving history, where the accident occurred, your insurance company, and if any liability is placed on you.
For more information, contact your insurance company directly. They can answer your questions and help you understand the impact of your claim on future premiums.
Proving pain and suffering can be a challenge, especially when it comes to car accident injuries that you cannot physically see. However, it’s not impossible.
Some of the documentation you can use to your advantage include: medical bills, medical records, expert testimony, and psychiatric records.
The more documentation you collect, the easier it is for your Houston car accident attorney to prove your pain and suffering.
In the state of Texas, a basic multiplier is used to calculate the value of pain and suffering in a car accident claim.
Both lawyers and insurance companies use a formula that starts with adding up all economic damages, such as lost wages and medical bills. The total number is then multiplied on a scale between 1.5 and 5.
For minor accidents and injuries, the multiplier will be on the low end. As the severity increases, so does the multiplier. A multiplier of 5 only comes into play in the most serious of car accident claims. For more information about how your pain and suffering damages may be calculated, consult with an experienced Houston car accident lawyer near you at Johnson Garcia LLP.
In most cases, it doesn’t make sense to accept the first offer from an insurance company. Tips for negotiating a car accident settlement include: gather all necessary accident evidence and injury documentation, maintain accurate records, emphasize any details that work in your favor, get everything in writing, and don’t rush through the process.
Rather than risk making a mistake that ruins your claim, it’s best to rely on an experienced Houston attorney to negotiate a car accident settlement on your behalf. They know how to negotiate aggressively with insurance companies, what to say, what not to say, and when to take a hard stance.
It’s generally better to settle out of court due to the extended time and cost required in taking your car accident case to trial. Not only does this save you time, but it also reduces the amount of stress placed on you during this difficult phase of your life.
Of course, if you’re unable to settle out of court, you shouldn’t shy away from filing a lawsuit to pursue compensation for your damages. Your Houston car accident lawyer may continue to negotiate with the insurance company before the court date so it’s still possible to settle before going to trial.
Insurance companies make lowball offers for one simple reason: to save money.
If they’re successful, meaning that you accept their lowball offer, they’re able to close the claim without paying out as much money as your case may actually be worth. The more money an insurance company pays out, the less profit they earn.
Insurance companies will continue to make lowball offers as long as car accident victims continue to accept them. Many people do this because they don’t know better and/or they simply want to put this chapter of their life in the past.
The best way to avoid a mistake is to consult with an experienced Houston car accident lawyer. They’ll estimate the full value of your accident claim and negotiate aggressively on your behalf while advising you as to what is and is not a fair offer.
You’d like to think that your insurance adjuster is on your side, but more times than not, adjusters may tell lies in an attempt to settle your car accident injury claim for less than what you may deserve.
Insurance adjusters will tell a variety of lies, such as: your policy doesn’t cover a specific type of loss, you’re obligated to provide a recorded statement, you need to sign a release form to receive payment, and you only have a certain period of time to accept a settlement offer. These lies may land them and the insurance company in hot water regarding bad faith practices.
Knowing that insurance adjusters are not trustworthy can help you take a more cautious approach to the claims process. You can protect by hiring an experienced Houston car accident lawyer to correspond with all insurance company representatives on your behalf.
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